Tuesday, November 27, 2007

Male Selective Hearing "Myth or Real"

We have all heard of "Male Selective Hearing", which seems to be aliment which inflicts not only Men; but Women as well.

It is true when my spouse is chatting to me about something and the Telly is on, I am reading a book or the newspaper. What information she maybe trying to impart to me is going in one ear and out the other.

I just like to say that "men" are not the only ones who are bothered by this problem. "Women" are as guilty as we are.

The situations may be different but the same outcome. For example, how many of you gentlemen get into the family car after your wife or spouse has driven it for a time and notice that the radio is full blast. You turn on the car and straight away the radio's volume blows you out of the car. So what do you do you turn down or turn off the radio and take the car out for a drive or to get some more beer etc.

There is a strange noise that wasn't there before, a ping or clank, the engine sounds a little different that normal. So you listen to it for a while then it dawns on you what the trouble maybe. This I am sure our resident expert from the Jungle could explain better than I. About the Male's role in the wild listening out for sounds that could have negative effect on his safety and that of his family.

" Female Selective Hearing" has occurred. So you get home and ask if your wife has noticed anything different with the car lately, some noise, rattle? They always say " I heard that didn't know what it was so I turned up the radio so it would go away."

A case in point. I was out for a walk yesterday to meet my wife on her way home from work. I was cutting through the Dartmouth Sportsplex parking lot. When I heard this awful clank, clank, clank coming from behind me. I though it was Jason with his chain saw. Turned and saw this little old dear driving this grey car coming into the parking lot. As she got out of the car the music was deafening. I told her about the noise I was hearing as she was driving and said it sounds like the CV Joints or drive shaft about to give way.

She turned to me and glared " What noise, I do not hear anything." So I left it like that and continued to ponder in amazement on why I even bothered.

So you see, it affects us all. Sometimes in the same way; other times a little different but it still get's us both. "Male Selective Hearing" Bah Humbug!!!!!!!!!!

Tuesday, November 20, 2007

RRSP's not for everyone





Went to the TD Bank this morning to meet with the Mortgage Broker to discuss our potential renewal.
We would have a 16.00 penalty today if we early renewed now. Although we could save .567 % on the interest. Should we keep up the payments like we are , no mortgage in 4 years 21 weeks.

We could also go LOC and pay the principal anytime, but higher interest ; prime plus 2%.

Interesting factoid, was told that RRSP's are basically useless to someone if they end up with a good pension from their employer when they retire. Just because of the claw backs that the Tax man puts on it. They are very useful if one has no pension to fall back on and should the person start when they are younger. Or you stay within a smaller wage scale all your life.

So it is better for us to pay down the mortgage as quickly as possible as we are doing, than to invest in RRSP's. There is always the stock market but we went that route and lost big time on the Tech. stocks esp. Nortel. That we transferred over from Mutual's to RRSP"S.

Also got two ballots for the TV draw. What to do , What to do???????

Thursday, November 15, 2007

Kitty, Kitty, OHHHHHH Kittyyyyyyyyy


Your rudest and best shot. It must be printable and not overly vulgar.

Free Stuff

Why is it that when one has a chance for something for nothing, you make the extra effort to go and get it.
Is it greed? Is it just the fact that you want it, even if you do not need it? We have several friends who Ginny and I call the Magpie's anything shiny and , it's squak,squak,swoop.

Life is indeed strange. TD-Bank has now extended their opening hours from 8am-6pm. At last a Bank that is open when the general public needs them to be open and 6 days a week. It's too bad most of our accounts are elsewhere. So I do not really feel as if I am a customer. There is a promotion this week the first 25 people through the door in the morning gets a $10.00 gift card for Chapters Books and a Green Shopping Bag one of those envrio friendly with the TD Logo on the sides.

I have 3 of each so far this week and we do not bank there, although we do have a mortgage and RRSP's with the TD.

I seem to be one of the first through and with me is a chap in a London Fog "jacket". He parks his BMW around the corner and waits like me to get his freebie. At least I walk down to the Bank from our 3 BR Condo. Well I will be there again tomorrow as the bags will go down to Cuba, the gift cards will be used for pressies for the gardener,supt etc. Next week there is a chance for a LCD Telly, so guess who will be there bright and early. MEeeeeeeeeeee. One can enter once each day and the draw will be on Friday.

They are not Airmiles or CDN. Tire money. I have been know to do some bin diving for stuff as well. A lot of the bits end up at the Trailer. I guess it is the old Flea-Marketeer in me having a hard time to let go, esp. when I know i could make some money out of the items. Well if you happen to get a gift card from us, you know where we got them.

Thursday, November 8, 2007

Airmiles Rewards- the curse that keeps giving

I am mad about Air Miles reward miles. so I go to great lengths to get them. I even find out which people, we know or vaguely know, are going to sell their homes and get them to agree, for me to refer them to a Cent. 21 Real Estate Company Agent, so I can get more Air Miles, 200 to be exact.

I scour the flyers every week looking for Airmiles at the local stores. Buy $50.00 of Ivory soap and get 100 airmiles. We have enough soap to last 2 years. So far I have redeemed enough airmiles for 4 fights across Canada. A Stereo, Digital Camera,Printer & Gift Certificates for Christmas Pressies. I even have two credit cards that give Airmiles when you use them.

To say I have an obsession for Airmiles would be an understatement. Even after all that stuff, I still have a whack of them Airmiles and there is more stuff I want. Which I need, need, need, more Airmiles for. There is never enough Airmiles, I go to all the merchants who honour the card and usually pay more for the same items. Just to get moreeeeeeeeeee.

The other day, I went to Lawtons ( local Chemist Shop) looking for Soy Isoflavone Complex.

If you never heard of this, you are not alone. Maybe because your spouse hasn't hit Menopause yet. Well I am finally getting to my point after going all around the houses.

I have been looking for this for some time as there has been 40 extra airmiles when you spend $15.00 on Webbers Vitamins and Minerals. Also it is very hard to find the Soya pills.. So I went to Lawtons and asked them if they still made this product or has there been a recall or something..

The store clerk thought I was from another planet. Trying to explain how to spell the item; let alone say it. Well Ginny had already only 6 months supply in the cuboard and well there was 40 AIRMILESSSSSSSSSSSSSS. So we need it.

So I went in today to see if they had any. I didn't want to waste money on a lot of things I do not need. Remember every time you spend $15.00; you get to get more AIRMILESSSSSSSSSSSS. So I bought all they had. Now as each bottle is only $11.39, I need more of something made by Webbers to make up the difference.

So I pick up, A&D vitamins, B16, Chromium,Folic Acid(good if your pregnant, not needed when you are menopauseal), Saw Palementto ( makes smaller prostate). Had no idea what it was for but it helped to add up to the required $15.00 and then some,so I bought it checked it out at home. Need it, only for the Airmiles.

Of course I only looked at the price of each item to see that it was $15.00 for two things or just a little over. To make matters worse I stood in a long line up at the check out and dutifully used my credit card and airmiles card for each mulitple of 15.00 dollar purchses to insure that I was credited with the extra bonus amounts of.................. (Glad I am not wasting any money, on stuff we do not need.)

WHAT, DO I HEAR YOU," GROAN AND SAY ; AIRMILESSSSSSS." Yes the dreaded Airmiles. More, More,Moreee. HA,HA,HA,HA! Little mad scientist thrown in there for effect.

Of course the clerk thought I am completely mental and I am. I now can get more stuff from the Airmiles Catalogue. Wait I just got an email from ,you guessed it Airmiles. There is another sale, I got to go. Only have to drive 100 miles to the nearest Rona Hardware Store.

HEY, Mermaid . How many Toilet Seats do you want!!!!!!!!!!!!! 10 or 12 Yay, more AIRMILESSSSSSSSSSSSSSSSSSSS.